Lienna made the entire process feel so much easier than I expected. She took the time to explain my options, answered every question I had, and helped me understand what actually made sense for me. The best part is knowing I still have someone I can reach out to after enrolling. — Client testimonial
Step 1

A short call about your situation

We talk through your budget, who's covered, and the doctors or medications you don't want to lose.

Step 2

A shortlist, not a spreadsheet dump

I bring back two or three real options, explained in plain terms — not a list of forty plans to sort through alone.

Step 3

Enrollment, handled with you

Once you've found the right fit, I'll walk you through everything from start to finish and make sure you know exactly what you're enrolling in.

Step 4

I stay your point of contact

My job doesn't end once your coverage starts. Questions about a bill, finding a provider, or your coverage? You can come directly to me.

Health insurance, built around your life

Coverage that makes sense for you.

I'm Lienna Costello, a licensed health insurance advisor helping individuals, families, and the self-employed find coverage that actually fits their life.

My job isn't just to help you enroll in a plan. It's to make sure you understand your options, find coverage that makes sense, and have someone you can actually call when you need help.

Book a free consultation
Lienna Costello and colleague, Costello Health
Licensed in 32 states Year-round enrollment Independent advisor 813-648-2025 costellohealthconsulting@gmail.com

Who I help

Every client's situation is different — here's where I spend most of my time.

Self-employed & individuals without employer coverage

No employer plan? No problem.

I navigate all the options available outside of employer-sponsored coverage, so you're not stuck picking blind — including options that may even offer tax benefits to the self-employed.

Individuals & families

When your employer's family coverage costs too much

Premiums tend to skyrocket when we want to protect our loved ones — let's find alternatives that offer them great coverage at a lower overall cost.

Leaving a job

COBRA isn't your only option

COBRA premiums are notoriously high after losing your employer's contribution — let's start navigating your options.

Small business owners

A plan you can offer your team

You don't have to offer coverage — but if you want to protect your employees anyway, I'll help you find group and individual options that don't need a full HR department to manage.

Let's find coverage that actually fits.

A first call is free and there's no obligation to enroll through me — I'll tell you honestly if this isn't the right move.